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Take a step towards fulfilling your dream with our Personal Loans for doctors. Our Personal Loans are available for doctors with valid medical registration, practitioner, consulting or salaried income. You can avail this loan for development of medical facilities, improve level of service, purchase medical equipment, set up an operation theatre and more. A Personal Loan will be a viable funding solution which can be used to :-

  • build-own-hospital

    Build your
    own hospital

  • purchase-of-new-equipment

    Purchase of
    new equipment

  • expansion-of-nursing-home

    Expansion of
    nursing home

  • pathology-lab

    Adding a
    pathological lab

  • fund-child-marriage

    Fund your
    child's marriage

  • fund-dream-vacation

    Fund your
    dream vacation

  • fund-furnish-home

    Furnish your
    home

  • fund-higher-education

    Fund higher
    education

Fullerton India Advantage

  • A funding model that is designed to satisfy your financial requirements without the need to submit any collateral or property.
  • Our smart products and competitive offerings are what differentiate us from the others
  • You can now get instant eApproval for your Personal Loans.

Documentation

Salaried

  • Application form with a recent photograph
  • Proof of Identity (Aadhar Card/Passport Copy/Voter ID card/Driving License/PAN Card)
  • Address Proof (Ration card/ Telephone Bill/Electricity Bill/Rental agreement/Passport copy/Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Bank Statements (Bank statement/Bank Passbook for last 6 months) OR Last 3 months salary slip
  • Form 16
  • Income Tax Returns for last 3 years
  • Processing fee cheque

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Self Employed

  • Application form with a recent photograph
  • Proof of Identity (Aadhar Card/Passport Copy/Voter ID card/Driving License/PAN Card)
  • Address Proof (Ration card/ Telephone Bill/Electricity Bill/Rental agreement/Passport copy/Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Proof of business existence
  • Bank Statements (Bank statement/Bank Passbook for last 6 months)
  • Profit and loss statement for last 3 years
  • Balance sheet for last 3 years
  • Income Tax Returns for last 3 years (for self and business) duly certified by a CA
  • Processing fee cheque

Read more >

FAQs

Who can avail loan under this category?
  • Self-employed doctors and dentists - running a hospital / nursing home / private practice in a clinic.
  • Salaried Individual doctors and dentists employed with any reputed Government/Private hospital.
  • Consulting doctors and dentists - With leading hospitals who are on retainer basis, Consulting + salaried are also eligible.
  • Qualification requirement- Post Graduate Doctors and Dentists (MD/DM/MS/MCH/MDS/DNB/FNB) - Minimum 2 years of post-qualification experience.
  • Graduate Doctors and Dentists (MBBS/BDS) - Minimum 3 years of post-qualification experience
  • The Doctor needs to be registered with MCI (Medical Council of India) / IMA or equivalent authority
  • Foreign Degree Holders (for MBBS) needs to provide additional qualification certificate to practice in India
What is the maximum loan amount I can avail?
Salaried Docs Metro, Tier 1 (Rs) Tier 2+ (Rs)
Minimum loan amount 2 Lacs 2 Lacs
Maximum loan amount 30 Lacs 20 Lacs
Consulting & Self practicing Doctors Metro, Tier 1 (Rs) Tier 2+ (Rs)
Minimum loan amount 2 Lacs 2 Lacs
Maximum loan amount 30 Lacs 30 Lacs
What is the minimum and maximum Loan tenure I can avail?

Min-12 months ,Max- 60 months (48 months for BDS)

Can I foreclose or prepay my loan?

Accounts can be closed at any point during the loan tenure by paying the Principal outstanding (POS) and foreclosure fee on POS as applicable

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