Schedule of charges on our Loans:   Personal Loans Business Loans Mortgage Loans SME Loans Two-Wheeler Loans Loan Against Gold Pre-Owned Car Loans Commercial Vehicle Loans Microfinance Loan Against Securities Loan Against Property Rural Financial Services – Gramshakti Privilege Program Loan Charges Product Type Personal Loan Salaried Personal Loan Self Employed Two Wheeler Loan Used Car Loans Mortgage Loan Commercial Vehicle Loan Delayed EMI Payment Charges ( per month of delay, every month) 250 250 250 250 4% over & above the applicable rate of interest  4% over & above the applicable rate of interest. Collection of Cheque/Cash (per collection) 300 300 300 300 300 300 Cheque /ECS dishonoured Charges ( per dishonour of cheque/ECS per presentation) 300 300 300 300 300 300 Swap Charges- for replacement of Post-dated cheques/ECS ( per instance) 500 500 500 500 500 500 Loan Cancellation charges(loan cancelled before first EMI) NA NA NA NA NA Stamp Duty plus Rs 1500 Document Retrieval Charges/copy of Property/Loan Agreement papers NA NA NA NA 750 NA Duplicate NOC/ NOC Revalidation NA NA 250 250 NA 250   Loan Pre-payment Charges*   Product Type Personal Loan Salaried Personal Loan Self Employed Two Wheeler Loan Used Car Loans Mortgage Loan Commercial Vehicle Loan Within 6 months from the Agreement Date Not Allowed Within 7 months to 12 months from the Agreement Date 5% 5% 4% 4% Not Allowed 4% Within 13 months to 24 months from the Agreement Date 4% 4% 3% 3% 4% 3% After 24 months from the Agreement Date 4% 4% 3% 3% 3% 3%   * % of the Loan pre-payment charges mentioned above is % of the Principal Loan amount outstanding as on the date of pre-payment All Charges mentioned above are exclusive of Service Tax and the borrower shall be liable to pay Service Tax as applicable. Fullerton India Credit Company Ltd ("FICCL") reserves the right to revise the above charges from time to time and any change in the rates/charges etc. would be displayed on the company website and intimated under "Loan Charges" In the event borrower wish to obtain unbanked cheques/instruments issued by borrower to FICCL pertaining to borrower's closed loan account with FICCL, at the end of the loan tenure or due to foreclosure, borrower needs to make a  request for the same to FICCL contact centre  within sixty days of closure of loan. Charges for return of unbanked cheques/ instruments will entail a charge of Rs.250 per account as may be decided by FICCL from time to time. If no request for unbanked cheques is received within the stipulated time, FICCL reserves the right to destroy unbanked  cheques / instrument to prevent misuse of the same.    home | who we are | newsroom | products | work with us | community care | compliments & complaints | privacy policy | disclaimer | contact us

© 2010-12 fullertonindia.com. All rights reserved