Toll Free
1800 103 6001

Board of Directors

Gan Chee Yen
Chairman

Read More >>

Rajashree Nambiar
Managing Director &
Chief Executive Officer

Read More >>

Kenneth Ho Tat Meng
Non Executive Director

Read More >>

Sudha Pillai
Independent Director

Read More >>

Renu Challu
Independent Director

Read More >>

Milan Shuster
Independent Director

Read More >>

Premod Thomas
Independent Director

Read More >>

Shirish Apte
Independent Director

Read More >>

Leadership Team

Rajashree Nambiar

Managing Director & Chief Executive Officer

Rajashree is the Managing Director and Chief Executive Officer at Fullerton India Credit Company Limited. In this role, she is responsible for the overall corporate strategy of the company and its subsidiaries - covering Risk, Operations, Technology, Analytics and Digital Initiatives. Prior to joining Fullerton India, Rajashree served as the CEO and Executive Director at India Infoline Finance Ltd, the NBFC arm of the IIFL group. At IIFL Finance, Rajashree successfully developed and executed a long term business strategy focused on diversification of the retail segment into retail housing, commercial vehicles, Gold loans and SME loans; since inception, she has created a robust organisational structure with centres of excellence for core functions, and a strong future leadership pipeline. During her stint in the company, IIFL Finance has shown strong year on year profitability with doubling of the book in a short span of 3 years. Prior to joining IIFL, Rajashree spent 22 years with Standard Chartered Bank within the retail segment where she held various management roles such as Head of Branch Banking, Country Head of Distribution and General Manager - Distribution & Alternate Channels, India & South Asia. Her last position at the Bank was as Head of Retail Products for India & South Asia. Rajashree Nambiar is an MBA from Jamnalal Bajaj Institute of Management Studies.

Anand Natarajan

Head of Strategy & Business Execution
Read more on linkedn icon

Anand Natarajan is the Head of Strategy and Business Execution for Fullerton India. In this role, he is responsible for the overall corporate strategy of the company and its subsidiaries covering Risk, Operations, Technology, Analytics and Digital Initiatives. Anand is a Chartered Accountant and Cost Accountant, with an MBA from the Henley Business School. He joined Fullerton India in Jan 2016 from ANZ Bank, Indonesia, where he served as Chief Operating Officer, responsible for retail, institutional, branch and credit operations, technology and infrastructure, contact centre and service, procurement and property management and enterprise-wide operational risk management. Previously, Anand was the Chief Operating Officer for Fullerton India with responsibilities of Treasury, Finance and Operations. Anand has held various leadership positions in his 23 years with Standard Chartered Bank, where he served as Head of Global Markets Operations India, Head Securities Services South Asia, Chief Operating Officer Consumer Banking, Head Country /BPO Operations and Regional Credit Officer Middle East, Pakistan and Africa and as the Chief Risk Officer for Consumer Banking, India and South Asia.

Rakesh Makkar

Head of Business, Marketing & CSR
Read more on linkedn icon

Rakesh spearheads Fullerton India's Urban and Rural business, in addition to heading the Marketing & CSR functions. He has over two decades of valuable experience including new business and brand launches while developing dynamic sales teams, product and distribution networks. Prior to joining Fullerton India, Rakesh was the Chief Distribution Officer and Management Committee member at DHFL. His earlier stints include Future Money as Chief Executive Officer, Citigroup and as a consultant for a Vietnamese Bank on consumer finance. Rakesh is a qualified national rank holder Chartered Accountant and an MBA.

Ravindra Rao

Chief Executive Officer - Grihashakti (Fullerton India Home Finance Company Limited)
Read more on linkedn icon

Ravindra comes with over 18 years of work experience in Risk Management and Business function. He has been with Fullerton India since September 2011 and during his stint, headed Credit Policy & Underwriting for Commercial & Rural Business, Collections, Fraud Risk, Operational Risk, Legal and Compliance. He also led the Mortgage and SME business vertical before being appointed as Chief Operating Officer for Fullerton India. Ravindra is now Chief Executive Officer for Fullerton India Home Finance Company Limited. Prior to joining Fullerton India, Ravindra was heading Collections & Fraud Control for South Asia in Standard Chartered Bank and was also the Collections Head for HDFC Bank Ltd. He has held regional positions at ABN Amro Bank and Bank of America at the beginning of his career.

Anil Noronha

Executive Vice President & Head – Human Capital
Read more on linkedn icon

Anil is the Executive Vice President and Head – Human Capital at Fullerton India and comes in with an experience of over 25 years. Prior to joining Fullerton India, he was heading the Human Resources function across companies such as, Novell Inc. USA, Ashok Piramal Group, Rajesh Wadhawan Group (DHFL Group), Bombay Dyeing and most recently Omkar Realtors & Developers. Anil has completed his Master’s in Business Management (HR) from NMIMS and also holds a Law Degree from Ruparel’s New Law College and is a gold medalist in Labour Law from Bharatiya Vidya Bhavan, Mumbai.


Ajay Pareek

Head of Sales & Product, Urban Business
Read more on linkedn icon

Ajay is a Chartered Accountant with over 21 years experience in audit & financial services. Starting his career with A.F. Fergusons & Co, he moved to CitiFinancial as part of the start-up team to launch their retail finance business in India. At CitiFinancial he handled the risk and operations functions for 2 years and later took over as a Regional Business Head. After 5 years at CitiFinancial, he joined Fullerton India in 2005 as part of the start-up team. Ajay is now Head - Sales and Product for the Urban Business and oversees distribution of the company's key products of Personal Loans, Mortgages, SME and Commercial vehicle.


Deepak Patkar

Chief Risk Officer
Read more on linkedn icon

Deepak is the Chief Risk Officer and in his role he leads the overall Enterprise Risk Management across all business verticals of Fullerton India, which includes Credit Risk, Collections, Operational Risk, Fraud Control, Legal and Information Security functions. Prior to his appointment as the CRO, Deepak led the Internal Audit function at Fullerton India. Deepak joined Fullerton India in 2007 as Head – Retail Collections after successful stints at Cable Corporation, HCL Infosystems and Citibank. In his work experience of over 20 years he has handled diverse roles including Quality Assurance, Sales and Distribution, Debt Collections, Operational Risk and Audit. On behalf of Fullerton Financial Holdings, Singapore, Deepak has undertaken risk advisory and transformation assignments in Mekong Development Bank, Vietnam and Fullerton Finance, Myanmar. He is an Electrical Engineer with a Masters in Management from Jamnalal Bajaj Institute, Mumbai.



Pankaj Malik

Chief Financial Officer
Read more on linkedn icon

Pankaj has an experience of over 20 years in various capacities across finance and allied functions. He is the Chief Financial Officer, Company Secretary & Chief Compliance Officer for Fullerton India Credit Company Limited. At Fullerton, he is responsible for corporate planning, accounting, finance, taxation, compliance and corporate governance functions. Prior to joining Fullerton in Sep 2007, Pankaj was associated with COLT Telecom (“COLT”), an affiliate of Fidelity international, as the Financial Controller-cum-Company Secretary. In his earlier stints, he had been associated with GE Commercial Financial and Motherson Sumi Systems Limited in various capacities. Pankaj is a Chartered Accountant, Company Secretary and Cost Accountant from India and Certified Public Accountant from the State of Colorado, the USA.


Arvind Sampath

Head of Treasury
Read more on linkedn icon

Arvind is responsible for all liabilities strategy, surplus management and investor relationships. Arvind has over two decades of experience in financial markets, across a Primary Dealer, a Foreign Bank and a Non-Banking Financial Company. Prior to joining Fullerton, Arvind was associated with ICICI Securities, where he was instrumental in setting up the ‘interest rate derivatives’ desk. In his earlier stints, he had been associated with Standard Chartered Bank in various capacities. He is also a frequent media speaker and presenter of views on financial markets.


Bikramjit Ganguly

Chief Information & Digital Officer
Read more on linkedn icon

Bikramjit is a Masters in Statistics from the Indian Statistical Institute and has an experience of over 13 years in various capacities across analytics and allied functions. He currently Heads the Digital Initiatives and Analytics & Information Management for Fullerton India Credit Company Limited. At Fullerton, he is responsible for leading the company’s digital strategy and execution as well as the risk and business analytics functions. Prior to joining Fullerton in Mar 2012, he was associated with Standard Chartered Bank, heading the regional credit risk analytics unit of South Asia. In his earlier stints, he had been associated with Fair Isaac (“FICO”) in various capacities and has extensive experience of driving analytics driven strategies for major financial organizations across Asia, Middle East, Latin America, Europe and Africa.